Which of the following typically does NOT require a written notice of a car accident to the insurer?

In Ontario, typically, a written notice of a car accident is not required for minor accidents with no injuries. Insurers often allow verbal notification for minor incidents where damages are minimal and there are no injuries. This is based on the premise that such accidents are less likely to lead to larger claims and can often be resolved without formal investigation or paperwork.

Accidents involving multiple vehicles and hit and run incidents generally necessitate more detailed reporting procedures to capture all necessary information, and as such, are usually required to be formally reported to the insurer. In most cases, written notice helps ensure all parties involved are protected and all relevant claims can be processed accurately, particularly in more complex situations.

Thus, the assertion that all accidents must be reported is misleading, as it does not acknowledge the differing circumstances under which reporting requirements may be relaxed, particularly for minor accidents without injuries.