Which of the following is included in popular OPCF (Ontario Policy Change Forms)?

The correct choice is indeed OPCF 20 (Loss of use), as this form is designed to provide coverage for the rental or temporary replacement of a vehicle when a policyholder's car is out of use due to a covered loss, such as an accident. This type of coverage is particularly valuable for individuals who rely on their vehicles for daily activities, as it helps them maintain their mobility and manage expenses associated with transportation during the time their car is being repaired or replaced.

OPCF 10, which relates to a change of insured, is important but does not specifically address coverage for loss of use. OPCF 50, or non-owner’s insurance, pertains to individuals who do not own a vehicle but still require insurance for instances when they rent or borrow a vehicle. This is less common than the loss of use coverage provided by OPCF 20. Lastly, OPCF 60 focuses on increasing the coverage limits for specific coverages but does not deal directly with the temporary loss of a vehicle. Thus, OPCF 20 is more aligned with the needs of policyholders who are impacted by the loss of use of their vehicles.