What type of service does OPCF 35 cover?

The correct answer is emergency road service, which is specifically covered by the Ontario Policy Change Form (OPCF) 35. This form is an endorsement added to an automobile insurance policy that provides additional benefits related to road emergencies. Under this coverage, if a driver experiences issues such as a breakdown, flat tire, or other mechanical failures while on the road, the insurance can assist with services such as towing, tire changes, and other necessary roadside assistance.

This type of coverage is essential for ensuring drivers can receive timely assistance when they encounter vehicle issues away from home. While legal consultation, home repair service, and personal injury assistance are important aspects of various insurance policies, they do not fall under the OPCF 35 endorsement, which is strictly tailored to provide emergency road service benefits for vehicle owners.