What type of coverage does a Mobile Home Policy provide during transport?

The Mobile Home Policy typically does not provide coverage during transport. This means that if the mobile home is being moved from one location to another, the insurance protection is suspended throughout that process.

While it may seem intuitive for an insurance policy to cover a mobile home at all times, transport effectively creates different risks and circumstances that are often not included in standard mobile home insurance. During transport, the mobile home is subject to various hazards, and insurers often exclude coverage during this period due to the increased risk of damage or loss that could occur while the unit is being moved.

It's important to be aware that specialized coverage or endorsements may be available for transport, but these are not included in the standard Mobile Home Policy. Therefore, understanding the limitations of coverage during transport is crucial for mobile home owners who may need to consider alternative insurance options for that specific activity.