What happens if a policy differs from the application during delivery?

When a policy differs from the application during delivery, the insured has the right to demand that the policy be rewritten to accurately reflect the terms and details provided in the application. This process is important to ensure that the insurance coverage aligns with what was originally agreed upon and that the policyholder fully understands the terms they are agreeing to.

This option helps protect the insured's interests, as any discrepancies could lead to misunderstandings or issues in claims processing in the future. By ensuring the final policy matches the application, the insured is given confidence that the coverage they thought they were obtaining is indeed what is reflected in the policy documents.

Other options, while related to the situation, do not provide the same level of protection or recourse for the insured. The requirement for the insurer to accurately represent the terms is paramount in the insurance process, and the ability to request a rewrite emphasizes the mutual agreement and trust that underpins the insurance contract.