What does OPCF 5 allow policyholders to do?

OPCF 5, also known as the "Permission to Drive Other Automobiles" endorsement, allows policyholders to operate vehicles that are not specifically listed on their insurance policy. This endorsement is particularly useful for individuals who may occasionally drive rental vehicles or borrow cars from friends or family without having to worry about a lack of coverage.

This option is correct because it directly addresses the capability granted by OPCF 5, which is the coverage for driving vehicles other than those specifically insured under the policy. Policyholders can enjoy peace of mind knowing that they are protected while using various vehicles as long as they have appropriate permissions.

Renting or leasing vehicles may require additional specific endorsements or policy adjustments, but OPCF 5 focuses specifically on allowing the use of other automobiles not explicitly included under the main policy. Thus, while renting or leasing is a common necessity for drivers, OPCF 5 more accurately pertains to the flexibility in driving non-owned vehicles.