Coverage B is designed to cover which type of structures?

Coverage B pertains specifically to "other structures" on a property that are not attached to the main dwelling. These structures are typically separate from the primary residence but still belong to the homeowner. Examples include detached garages, sheds, fences, or any other structures that are physically separated from the main home.

This coverage is important because it provides liability and property protection for these additional structures, safeguarding against risks such as damage from vandalism, weather, or other perils.

In contrast, coverage that focuses on structures that are part of the dwelling (the main home) falls under different provisions, which explain why that option is not applicable here. Similarly, the broader classification of all properties under the homeowner's management and temporary living accommodations during repairs does not align specifically with the definition and intent behind Coverage B. The focus of Coverage B is exclusively on those detached and non-occupied structures on the property that are separate from the dwelling, making option B the correct choice.